Banks will charge responsible mortgagors a penalty to supplement irresponsible mortgagors.
The new fascist-communism will not come with a hammer, sickle and swastika at its face, it will come with a dementia-weakened criminal as its puppet; “Biden administration rule …will force good-credit home buyers to pay more for their mortgages to subsidize loans to higher-risk borrowers…borrowers with a credit score of about 680 would pay around $40 more per month on a $400,000 mortgage”
(That will be about $14,400 out of your pocket)